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@nerdwellness I mean you can disagree all you want, but it’s just simple math. Insurance company has to make money otherwise they would not be in business. You pay them to pool risk on top of the cost to treat the animal. It’s possible for any specific circumstance that you come out ahead (i.e...

@digitalwilderness Pet insurance by definition is more expensive then just paying out of pocket. You are paying for an insurance company’s margins on top what it costs to treat your dog at the vet. It’s only a good idea if you literally can’t afford a large vet bill and would rather pay ahead of...